Need an appraisal in Memphis or Shelby County?

The top 7 reasons Tennessee homeowners use Cooper Turner Appraisals, Inc.:

  1. To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. Challenge property tax assessments
  3. To lower your mortgage payments by removing PMI
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a divorce in the state of Tennessee, when real estate property needs to be divided
  7. To settle an estate in Tennessee by determining the true market value of the property in question
Own a home in or near Memphis, Tennessee and need help determining the price of it? Contact Cooper Turner Appraisals, Inc..

At Cooper Turner Appraisals, Inc., we understand the unique needs of a homeowner in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-by-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your house because of your emotional attachment to it. Professional appraisers, like the ones at Cooper Turner Appraisals, Inc., are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. It gives you something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value estimation than yours.

Challenging a property tax assessment

Your local tax assessor may have your house overvalued if you live in a region that's declining. This only means you're probably paying higher taxes than you should be paying. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from Cooper Turner Appraisals, Inc. is your strongest weapon.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred money saver for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI removed from your loan. We're experts in helping clients just like you delete unneeded and unwanted PMI insurance.

Was your HELOC recently frozen?

If your property is near a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be annoying from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Cooper Turner Appraisals, Inc. can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you'd like to have a veteran appraiser double-check it for preciseness or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables in question. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Cooper Turner Appraisals, Inc. can help you with that. While typically requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your home.